Debt relief is in high demand right now — and the numbers clearly explain why. Total household debt hit $18.8 trillion in the fourth quarter of 2025, an all-time high, according to the Federal Reserve ...

The NFCC, the nation’s largest nonprofit credit counseling network, is expanding access to safe, affordable debt relief through its ongoing collaboration with FICO and the FICO® Score Open Access for ...

A credit card hardship program usually costs less for temporary financial challenges such as job loss. Debt management plans can reduce interest charges across multiple accounts, but require monthly ...

When bills start to pile up, and minimum payments no longer feel manageable, many people search for a “debt relief program.” The term can refer to several different approaches. Each type of debt ...

Sponsored content. Us Weekly receives compensation for this article as well as for purchases made when you click on a link and buy something below. If your credit card balances seem impossible to pay ...